Rachel  D.  Matthews  is a partner of  Cardinal Capital.  She  is responsible for  investment  research  and  portfolio management. She has been in the investment industry since 1989. Prior to joining Cardinal in 2001, Rachel spent three years as a high yield bond trader at OppenheimerFunds, Inc. responsible for trade execution and relative value trades for $7 billion in assets. She was previously a sell‐side trader of short‐term U.S. government securities at HSBC Securities for two years, responsible for a gross trading position  of  $500  million.  Previously,  Rachel  was  a  private  placement  credit  analyst  at  the  Mutual  Life  Insurance Company of New York for three years specializing in the manufacturing, chemical, railroad, and finance industries. She started her career at MONY in 1988 as a systems analyst in the real estate area. 

Rachel holds a BA in economics from Columbia University and a MBA in finance from New York University.